Please be aware that the Policy may be updated periodically to address new issues and to reflect changes to the Site/App or the law. We reserve the right to revise or modify the Policy at any time, and your continued use of the Site / App after any such revisions or modifications signifies your assent to and acceptance of such changes. Therefore, please add this page to your bookmarks and revisit it periodically to ensure that you are conversant with the most recent version of the Policy. We will post any modifications to the Policy on this page so that you are always aware of the information we collect, how it may be used, and when and how it will be disclosed. Check the most recent revision date at the top of this page to determine whether the Policy has been updated. Please contact us at firstname.lastname@example.org if you decide to expunge any of your personal information from our database as a result of these alterations.
Acceptance of a Contract
The agreement of using this Site / Application refers to the agreement between the user and the Site / Application owner (i.e., us) for using the Site / Application. This agreement supersedes all prior representations, warranties, and agreements pertaining to this website/application. This agreement applies to the subject matter, products, and services. We reserve the right to modify the agreement at any time, based on business needs, without notifying the users. Before using the Website / App, the user is expected to review the agreement, which will be updated on the Website / App whenever it is modified.
When you create an account and register on the Site or App, you agree to the following terms:
Providing complete, accurate, and current information on registration and application forms
Maintaining password protection
Maintaining and updating your registration data and other submitted information
Being accountable for the risk of unauthorised access to the data supplied to the website or application. The user will be liable for all charges and activities on their Smart Supervisor account.
We reserve the right to alter prices without further notice at any time.
The Service is billed in advance on a monthly or annual basis, depending on the selected pricing option, and there are NO REFUNDS, unless otherwise specified by Smart Supervisor. There are no refunds or credits for partial months of service, refunds for upgrades or downgrades, or refunds for unused months on an active account.
As a user of the Site or Application, you represent and warrant that – Charges incurred will be honoured by you.
You alone would be responsible for paying the price-related costs and additional GST.
The Site/Application safeguards the content, graphics, magnetic translation, digital conversion, design, and similar elements with copyright and trademarks. The user cannot copy, use, publish, or distribute these Site/App elements until permitted by the agreement.
Use Restrictions and Prohibitions of the Website / Application
The user's licence to use and access the Site/App and its content is subject to the following restrictions:
The user is prohibited from displaying, republishing, transmitting, renting, selling, or leasing the Site/Application or any portion of the Site/Application.
The user may not use the Site/App or its content to develop databases, information systems, or storage systems for commercial distribution. Additionally, it is prohibited to sell, lease, subscribe, or licence information derived from the Site's or App's data.
The user is not permitted to construct derivative works or compilations of Site/App content.
The user may not use the Site/App content in violation of the owner's copyright, proprietary rights, or property rights.
It is prohibited to remove, modify, or obscure any copyright notices or provisions governing the use of the Site/App's content.
The use of any manual or automated process to extract data from the Site/App is prohibited.
It is prohibited to make any portion of the Site or App accessible via the internet using any existing or future technology.
The removal, decompilation, disassembly, or inversion of the Site/App software, as well as the use of any network monitoring to determine the Site/App's architecture, are strictly prohibited.
It is prohibited to use the Site or App to collect or transmit the information.
Emails sent without solicitation for commercial purposes are prohibited. Emails with invalid domain names, misleading addressing, or misleading headers are prohibited.
It is prohibited to export the Site or App in violation of export control regulations.
It is prohibited to use the Site / App in a manner that violates any law or regulation.
Restrictions on Use and License
The user is granted a non-transferable and non-exclusive licence for the following purposes: accessing the Site/App in accordance with the terms of the agreement
For completely noncommercial and personal use of the Site or Application
The services provided by the Site / App are for personal use only; they may not be resold, leased, or used for any other purpose.
The Site / App's proprietor and affiliated party are not liable for any harm, claim, injury, loss, or damage resulting from the use of any document on the Site / App.
Any defects on the Site or its products and services
Unavailability or interruption of the Site / App or its features
Any use of the Site's / Application's services by the user
Failure or delay in the operation of the Site or Application and the services it provides.
The owner and affiliated parties' liability for claims related to the Site / App or its products, documents, information, and services will never exceed Rs. 1,000, and this amount will be deducted from any other remedies the user may have against the Website / App owner or any affiliated party.
Connecting to the Website/App
The user cannot provide links to the Site or App until he or she complies with these conditions. –
The user's website or application should not contain pornographic, malicious, or illegal content.
The user does not obfuscate or remove the website's or application's copyright notice, terms and advertisements.
The user agrees to promptly remove all links to Smart Supervisor from his/her site/app if requested by the site/app owner.
Links to Different Websites / App
Our Website / Application may contain links to other Websites / Applications. In such a case, the proprietors of Smart Supervisor are not responsible for the accuracy and legality of any content provided on those Websites/Apps, as the Websites/Apps are not monitored and their content is not reviewed for accuracy and appropriation. The inclusion of a link to Smart Supervisor from any website or application does not imply endorsement by the proprietors of Smart Supervisor. Therefore, if the user exits this Website/App and connects to a third-party Website/App, he/she does so at his/her own risk. Smart Supervisor is not liable for any issues this may pose for the user.
Description and Acceptance of Smart Supervisor's Provided Services
Additionally, Smart Supervisor has an integrated marketplace for loan, credit card, and other financial products offered by various companies / institutions. In addition to the service you selected, Smart Supervisor may offer third party services, including but not limited to credit check services, Aadhaar-based verification service of UIDAI, and any other services that use your information through third party Websites / Apps. The services described on this page are provided on a best-efforts basis, and the user agrees to participate and utilise these services at his/her own volition and without holding us liable.
Corrections, alterations, and errors
We do not warrant or represent that the Site / App and the provided services are free of errors, defects, malware, or other potentially hazardous components. In addition, we make no guarantee that the information on the Site / App is accurate, current, or reliable. The owner may modify the Site's / App's features, content, and functionality based on his or her needs and without notifying the users beforehand. As the document's owner, we reserve all rights to modify or delete the documents.
The Site/Application allows third-party content to be accessed via links provided on the Site/Application. The owner is not liable for any errors, omissions, falsehoods, pornographic or unlawful content, or misrepresentations of facts or laws on the Site / App. The information and opinions expressed in third-party content are solely those of the author and do not reflect those of Smart Supervisor or its owners.
We reserve all rights to investigate complaints and reported violations of the provisions outlined in this document. We can take further action against the suspected illegal activity if necessary. The actions include notifying law enforcement officials and regulators, disclosing personally identifiable information to investigation officers and law officials, and pursuing any other available legal remedies.
The user agrees to indemnify, defend, and hold harmless us (the owners of the Site / App) and its partners, officials, agents, employees, successors, assigns, contractors and third party suppliers of documents, advertisers, service providers and affiliates from any claim, expense, loss, or liability, as well as reasonable attorney's fees, resulting from the violation of the Website / App's terms and conditions.
The User's permission to use the Website/Application is not transferable. Thus, a user's password or right to access the Website's or App's content cannot be transferred to another individual.
The Smart Supervisor content, documents, and information are provided 'as received', 'as available', 'with', and 'all warranties', express or implied, are disclaimed. The data may contain errors, bugs, flaws, blunders, and issues. We and affiliated parties are not responsible for how the user uses the information and service. We and affiliated parties are not responsible for any direct, indirect, incidental, or consequential damages. The limitation and exclusion of damages described above are fundamental terms of the agreement between the Site/App owner and the user. Any advice or information obtained by the user from the Website/App will not create any warranty or guarantee under the terms of the agreement. Disclaimer of liability for damages caused by viruses conveyed by electronic files containing a document or form.
As a user, you acknowledge that you are responsible for the content you submit, including its legality, originality, dependability, and intellectual property rights, and not the proprietor of Smart Supervisor.
Statement on Website / Application
The Site / Application may contain statements regarding the strategies, operations, financial condition, prospects and financial performance, products and services, plans and objectives, etc. These assertions are based on forecasts and estimates that are subject to uncertainty. Numerous statements based on the estimation are beyond the control of the Site/App proprietor. Statements containing the terms 'expects,' 'believes,''seeks,' 'plans,' 'intends,' 'looks forward,' and similar expressions indicate forward-looking statements that fall under the securities law. Under such circumstances, neither the Site/App nor the information it provides constitutes an offer to sell securities. This type of information will not be included in any securities-related filings.
We respect the intellectual property and rights of others, and we expect our users to do the same. If the user believes that any content or document from their Website or App has been reproduced in violation of their copyright, they should provide us with the following information:
A description of the protected work that the user claims was infringed.
Physical or electronic signature of the authorised representative of the proprietor of the copyright interest.
Description of the location of the allegedly infringing content on the website or application.
Address, email address, and phone number of the person claiming copyright infringement
A declaration by the person asserting copyright infringement that the copyright holder or any of its agents are not authorised for the disputed use.
A statement by the person claiming copyright infringement that he or she is the copyright owner or is acting on behalf of the copyright owner and that the information in the notice is factual.
A contact email address is provided on the website / application for Smart Supervisor's proprietor.
The user agrees to comply with all applicable ordinances, statutes, domestic and international laws, as well as these terms and conditions, when using the Site/App and its content and documents, including these terms and conditions.
This agreement should be treated as if it were performed and executed in MUMBAI, India. The agreement shall be governed by the laws of the Indian union. The language of the agreement should be interpreted fairly, not rigidly against any party. In the event of a sale, merger, or lease, the Site/App proprietor may automatically assign all terms and conditions of this agreement to a third party at his or her sole discretion. If any portion of the agreement is found to be invalid, that portion will be subject to applicable laws while the remainder will remain in full force and effect. In the event of a conflict between this agreement and anything associated with the Site/App, the agreement shall take precedence. The failure of the Site/App owner to enforce the agreement shall not be construed as a waiver of the provision. Even if this agreement is terminated, the proprietor of the website or application retains all of their rights.